From the category archives:

Mortgage Rates

Historical Mortgage Rates for 30 Year Mortgage

January 12, 2010

30-Year Fixed-Rate Mortgages Since 1971

Historical mortgage rates for the last 37 years
http://www.freddiemac.com/pmms/pmms30.htm

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How to Buy a Mortgage (and not lose your mind)

December 9, 2008

I have decided that the phrase “shopping mortgage rates” is an oxymoron. There is no such thing. A mortgage rate is a mortgage rate is a mortgage rate. What you are actually shopping is truth. I will skip the dishonest mortgage broker rant here and cut to the chase.
How to Buy [...]

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Pent-Up Mortgage Demand – Buyers are Ready to Buy

May 19, 2008

Source: http://uk.reuters.com/article/bankingFinancial/idUKN1643735120080516
A new policy on mortgage down payment requirements from Fannie Mae (FNM.N: Quote, Profile, Research) is “sound,” and could help unleash pent-up demand, James Lockhart, director of the Office of Federal Housing Enterprise, said on Friday.
“There is pent-up demand for housing,” Lockhart told reporters after a speech at the Federal Reserve Bank of Chicago’s [...]

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Mortgage Rates – Historical Mortgage Rates

January 28, 2008

2008 Mortgage Rates
http://www.freddiemac.com/dlink/html/PMMS/display/PMMSOutputYr.jsp?year=2008
See Historical Mortgage Rates from 1971 – 2007
Monthly Average Commitment Rate And Points On 30-Year Fixed-Rate Mortgages
http://www.freddiemac.com/pmms/pmms30.htm
Historical Mortgage Rates in Excel Format
30 yr Mortgage Rates http://www.freddiemac.com/pmms/docs/30yr_pmmsmnth.xls
15 yr Mortgag Rates http://www.freddiemac.com/pmms/docs/15yr_pmmsmnth.xls
5 yr Mortgage Rates http://www.freddiemac.com/pmms/docs/5yr_pmmsmnth.xls
1 yr Mortgage Rates http://www.freddiemac.com/pmms/docs/1yr_pmmsmnth.xls

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Federal Reserve Rate Cuts

January 24, 2008

Nice tool for tracking FED activity from CNN and Money
http://money.cnn.com/news/specials/fed/

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10 Year Treasury is at 2003 levels – Time to Refi?

January 24, 2008

Source: BaltimoreSun.com
If you can refinance and you can find a flat fee mortgage then you may want to strongly consider the refinance option.
Refinancing needs
With mortgage rates falling, many consumers are considering refinancing their loans. But the requirements are different in this post-credit crunch. Some things you’ll need:
• Good credit, with a minimum score in the [...]

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How Mortgage Rates Work

October 2, 2007
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Mortgage Wall on Mortgage Rates

August 17, 2007

News about Countrywide.

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Adjustable Mortgage Resets

March 21, 2007

Mortgage Reset Data
Looks like a busy year for sub-prime adjustable to fixed. This will probably boost the use of 40 year and 50 year fixed mortgages as the exotic products are removed from the market.
This chart is from a blog but the original is from
Credit Suisse Fixed Income Mortgage Strategy

http://www.autodogmatic.com/forum/viewtopic.php?p=1226#1226

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Historical 30 yr Rates

November 29, 2006

Interesting chart from Freddie Mac shows historical 30 yr mortgage loan rates since 1971 -
For those of you that think rates are high this might help with some perspective – note Fall of 1982 and Winter of 1982
http://www.freddiemac.com/pmms/pmms30.htm

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