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2023 CONFORMING LOAN LIMITS FOR ILLINOIS (IL)

2023 Conforming Limit Illinois counties for 1-unit property is $726,200 and for 2-unit properties is $929,850 See below the list of all 2023  Conforming Limit Illinois counties for 1, 2, 3, and 4 Unit properties. 2023 Conforming Loan Limits for Adams County 1  Unit – $726,200 2 Unit – $929,850 3 Unit – $1,123,900 4 Unit – $1,396,800 2023 Conforming Loan Limits for Alexander County 1  Unit – $726,200 2 Unit – $929,850 3 Unit – $1,123,900 4 Unit – $1,396,800 2023 Conforming Loan Limits for Bond County 1  Unit – $726,200 2 Unit…
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2023 CONFORMING LOAN LIMITS FOR COLORADO (CO)

2023 Conforming Limit Colorado is $726,200 and goes up to $1,075,250 for high-cost counties for one-unit properties. 2023 Conforming Limit Colorado for 2-unit properties is $929,850 and goes up to $1,376,550 for high-cost counties. 2023 Conforming Loan Limits for Adams County 1  Unit – $787,750 2 Unit – $1,008,450 3 Unit – $1,219,000 4 Unit – $1,514,950 2023 Conforming Loan Limits for Alamosa County 1  Unit – $726,200 2 Unit – $929,850 3 Unit – $1,123,900 4 Unit – $1,396,800 2023 Conforming Loan Limits for Arapahoe County 1  Unit – $787,750 2 Unit –…
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What Does Housing Affordability Look Like in 2022?

For any observer, the real estate market has made an interesting sport over the last two years. With home prices going up so much, there has been speculation that homes just aren’t affordable anymore. While there may be some truth to this statement for some people, it is not accurate for everyone. Here’s a snapshot of housing affordability in 2022.    Home Affordability in 2022 - the 3 Factors When you think about it, there are really only 3 things that come into play to determine if a home is affordable.    Factor #1…
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What Upgrades Increase Home Value?

Home upgrades are an awesome way to increase the value of a house. Some people think of making upgrades but are unsure of where to start and how to get their money back? No problem - we’re here to help.  Here are a few upgrades that increase home value so you can recoup part of the investment.  Upgrade #1: Finish the Basement Basements are great. They’re a blank slate, something that you can evolve into anything you want. There are a lot of great basement ideas out there, but feel free to make…
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When Do You Pay Capital Gains Tax on Real Estate?

You’ve probably heard that it’s a sellers market right now. There is a shortage of available homes, available right now so the good ones are getting scooped up left and right. Sellers are generally able to get a lot more than the asking price, so it’s a good time to sell your home if you’ve been in it for a while and have seen a lot of appreciation. However, one thing holding some people back is the idea of having to pay taxes. Do you have to pay capital gains tax on real estate?…
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2022 CONFORMING LOAN LIMITS FOR FLORIDA (FL)

2022 Conforming Limit Florida is $647,200 and goes up to $710,700 for high-cost counties for one-unit properties. 2022 Conforming Limit Florida for 2-unit properties is $828,700 and goes up to $909,800 for high-cost counties. Conforming Loan Limits 2022 by county - Florida State 2022 Conforming Loan Limits for Alachua County 1 Unit – $647,200 2 Unit – $828,700 3 Unit – $1,001,650 4 Unit – $1,244,850 2022 Conforming Loan Limits for Baker County 1 Unit – $647,200 2 Unit – $828,700 3 Unit – $1,001,650 4 Unit – $1,244,850 2022 Conforming Loan Limits…
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2022 CONFORMING LOAN LIMITS FOR SOUTH CAROLINA (SC)

2022 Conforming Limit South Carolina counties is $647,200 and for 2-unit properties is $828,700. See below the list of all 2022 Conforming Limit South Carolina counties for 1, 2, 3, and 4 Unit properties. 2022 Conforming Loan Limits for Abbeville County 1  Unit – $647,200 2 Unit – $828,700 3 Unit – $1,001,650 4 Unit – $1,244,850 2022 Conforming Loan Limits for Aiken County 1  Unit – $647,200 2 Unit – $828,700 3 Unit – $1,001,650 4 Unit – $1,244,850 2022 Conforming Loan Limits for Allendale County 1  Unit – $647,200 2 Unit – $828,700…
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2022 CONFORMING LOAN LIMITS FOR OHIO (OH)

2022 Con forming Limit Ohio counties is $647,200 and for 2-unit properties is $828,700. See below the list of all 2022 Conforming Limit Ohio counties for 1, 2, 3, and 4 Unit properties. 2022  Conforming Loan Limits for Adams County 1  Unit – $647,200 2 Unit – $828,700 3 Unit – $1,001,650 4 Unit – $1,244,850 2022 Conforming Loan Limits for Allen County 1  Unit – $647,200 2 Unit – $828,700 3 Unit – $1,001,650 4 Unit – $1,244,850 2022 Conforming Loan Limits for Ashland County 1  Unit – $647,200 2 Unit – $828,700…
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How to Choose a Real Estate Agent

Need to choose a real estate agent? Your agent will be your partner throughout the whole process - you want to make sure you hire a great one! Here are the most important things to keep in mind as you make your choice.    Choose a Real Estate Agent After Interviewing a Few Do you think it would be a good idea to buy the very first home that you see on the market? Probably not, right? It makes sense to look around. Even if you really like the first house you see,…
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How to Buy a Home with Student Debt

Buying a home with student loan debt can be tricky. While a lot of people consider student loans “good” debt, it is still something that the credit bureaus consider as they calculate your credit score. It also plays into your debt-to-income ratio, which is important for getting a mortgage.    Don’t let that scare you away though. Here’s everything you need to know about how to buy a home with student debt.    Improve Your Credit Score Your first step is to get preapproved for your mortgage. This is where a lender will…
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