http://mortgageblog.com mortgage blog, mortgage blogs and mortgage marketing technologies Thu, 19 Jun 2008 00:11:40 +0000 http://backend.userland.com/rss092 en After working behind the scenes to negotiate on differences with House Financial Services Committee chairman Barney Frank (D-MA), Senators Chris Dodd (D-CT) and Richard Shelby (R-AL) on Wednesday rolled out a housing proposal that could be put to the Senate floor for a final vote as early as this week. “Americans ... http://mortgageblog.com/legal/dodd-shelby-roll-out-senate-housing-bill/ From TucsonMortgageBlog.com http://www.tucsonmortgageblog.com/18-of-20-real-estate-markets-show-signs-of-improvement/ In 18 of the 20 largest metropolitan areas, home values declined at a slower pace than in the previously measured month. The report also showed that national home prices are down 14.4 percent from March 2007. Unfortunately, it’s the more sensational 14.4% figure that newspapers chose to ... http://mortgageblog.com/uncategorized/a-bit-of-good-news-for-real-estate-values/ Its amazing in 2008 you would still have to convince small business and big business that they need a REALLY GOOD domain name. Need a loan in Arizona? How about Arizonaloans.com. Want to read a blog on the Tucson Mortgage market? Perhaps TucsonMortgageBlog.com is a good ... http://mortgageblog.com/domain-names/domain-names-and-the-mortgage-business/ Source: http://uk.reuters.com/article/bankingFinancial/idUKN1643735120080516 A new policy on mortgage down payment requirements from Fannie Mae (FNM.N: Quote, Profile, Research) is "sound," and could help unleash pent-up demand, James Lockhart, director of the Office of Federal Housing Enterprise, said on Friday. "There is pent-up demand for housing," Lockhart told reporters after a speech at the ... http://mortgageblog.com/mortgage-rates/pent-up-mortgage-demand-buyers-are-ready-to-buy/ AtlantaLoans.com has re-launched with a new look and feel. "AtlantaLoans.com allows Atlanta residents, people relocating to Atlanta and others that need to find Atlanta financial service providers quickly and easily" said AJ Martin, the founder of Cityloans LLC network which includes AtlantaLoans.com. We look forward to rolling out many more ... http://mortgageblog.com/atlantaloanscom/atlantaloanscom-launches-new-site/ http://mortgageblog.com/privacy-policy/ WASHINGTON — The steeper slide in home prices is accelerating the pace of foreclosures, Fannie Mae said Tuesday as it outlined plans for shoring up its finances following a $2.2 billion first quarter loss. While the nation's largest buyer of home loans will slice its dividend and attempt to raise $6 ... http://mortgageblog.com/foreclosures/fannie-mae-sees-sharper-home-price-declines-loses-22b/ http://media.cnbc.com/i/CNBC/Sections/Video/CNBC_Live/player/cnbc_live.html?v=102 http://mortgageblog.com/uncategorized/live-conference-from-washington-dc-on-bear-stearns-bailout/ from http://money.cnn.com/2008/04/02/news/economy/housing_bipartisan_draft/index.htm Democrats and Republicans agree to compromise on bill aimed at averting foreclosures and helping those hurt in housing crisis. By Jeanne Sahadi, CNNMoney.com senior writer Last Updated: April 3, 2008: 11:35 AM EDT NEW YORK (CNNMoney.com) -- With unusual speed, leading Senate Democrats and Republicans have negotiated a bipartisan, $15 billion housing ... http://mortgageblog.com/uncategorized/15b-housing-fix-gets-fast-tracked-by-senate/ As Downturn Rages On, Lenders Consider eMortgages Seattle-based DocuSign said Wednesday that it was selected as an approved electronic signature vendor for Wells Fargo, and will provide its service to major correspondent lenders working with the bank. DocuSign provides a on-demand platform for electronic signatures of key disclosure documents, including truth-in-lending ... http://mortgageblog.com/uncategorized/emortgages-electronic-signatures-for-mortgages/ If you are looking for a street price for Bear Stearns stock price I guess this may give you a hint... Source: http://www.huffingtonpost.com/2008/03/27/bear-stearns-ceo-sells-hi_n_93790.html NEW YORK — Bear Stearns Cos. Chairman James Cayne on Thursday sold his holdings in the embattled investment bank ahead of its expected acquisition by JPMorgan Chase & Co. Cayne ... http://mortgageblog.com/sub-prime-meltdown/bear-stearns-ceo-sells-his-holdings-for-613-million/ This got missed due to the Bear Stearns circus..... Option One Mortgage sold for $1.1 Billion Billionaire investor Wilbur Ross has reached an agreement to acquire the mortgage loan servicing business of H&R Block's Option One Mortgage, forming the second largest mortgage servicing company in the United States. The $1.1 billion deal adds ... http://mortgageblog.com/sub-prime-meltdown/ross-acquires-sub-prime-mortgage-servicer-for-11-billion/ Please read up on the Flat Fee Mortgage if you are considering a future as a mortgage broker. http://mortgageblog.com/flat-fee-mortgages/flat-fee-mortgages/ Did Bear Stearns fail due to sub-prime mortgages way back last Summer? Found this from JULY 2007 Bear Stearns admits two subprime mortgage funds are worthless Submitted by cpowell on Wed, 2007-07-18 01:05. Section: Daily Dispatches By Joey Bel Bruno Associated Press Tuesday, July 17, 2007 NEW YORK -- Bear Stearns Cos. told clients ... http://mortgageblog.com/sub-prime-meltdown/bear-stearns-fail-due-to-sub-prime-mortgages-last-summer/ More Bad news I know you people in the mortgage and real estate industry are near the end of your rope but I must take a moment to impart more bad news. There is pending legislation that would jeopardize your domain name(s) and force you to publish your home address ... http://mortgageblog.com/domain-names/ooops-there-goes-your-domain-name/ http://mortgageblog.com/80/ March 6, 2008 TO: ALL APPROVED MORTGAGEES SUBJECT: Temporary Loan Limit Increase for FHA This Mortgagee Letter provides information on Federal Housing Administration single family mortgage limits as a result of enactment of the Economic Stimulus Act of 2008 (“the Act”). These limits are effective for mortgages endorsed for insurance on or after the ... http://mortgageblog.com/2008-loan-limits/economic-stimulus-act-of-2008/ FHA Mortgage Limits Web Form Interface https://entp.hud.gov/idapp/html/hicostlook.cfm Raw Data File Formats http://www.hud.gov/pub/chums/file_layouts.html http://mortgageblog.com/2008-loan-limits/2008-fha-loan-limits/ March is here and the seasonal spike in younger Doctors and Medical Residents seeking mortgages has arrived as usual. As the Jumbo loan limits get sorted out many Physician mortgages will be conforming for the first time in years. If you have a good doctor loan progam time ... http://mortgageblog.com/doctor-loans/mortgages-for-doctors/ An a move to "clean up the mortgage mess" Fannie and Freddie will require tougher standards for appraisers - most notably the mortgage broker can no longer hire the appraiser Fannie and Freddie agreed to a new code that would govern appraisal selection, compensation, conflict of interest and other issues. ... http://mortgageblog.com/sub-prime-meltdown/slimy-appraisers-blamed-for-mortgage-mess/ Fannie Mae Introduces HomeSaver AdvanceTM; Mortgage Workout Option Designed to Help Delinquent Borrowers https://www.efanniemae.com/sf/servicing/pdf/homesaveradvance.pdf WASHINGTON DC -- Fannie Mae (FNM/NYSE) announced today that, as part of its HomeStayTM initiative to support its mortgage servicers as they provide at-risk borrowers with refinancing and loan workout assistance, it is offering a new option -- ... http://mortgageblog.com/fannie-mae/fannie-mae-introduces-homesaver-advance/ MortgageBlog.com brings relevant mortgage and mortgage marketing related information to our audience of consumers and mortgage professionals. [rsspara:http://www.topix.com/rss/search/article.xml?q=mortgage] [rsspara:http://www.topix.net/rss/forum/home/mortgage] http://mortgageblog.com/about/ [rsspara:http://www.bankrate.com/rss/Bankrate_mortgage_rates_rss.xml] http://mortgageblog.com/uncategorized/73/ Perhaps these mortgages will actually be for real property. Maybe the loan officer might even visit the property? clipped from www.orlandosentinel.comOrlando-area community banking startup rakes in capital, officials sayRight out of the gate, a new bank being formed in Orlando has landed millions of dollars in ... http://mortgageblog.com/florida-mortgage/local-banks-understand-local-market-risks/ We get a lot of questions about these - you may want to bookmark this post 2008 Loan Limits 2008 Conforming Loan Limits News Release 2008 Single-Family Mortgage Loan Limits Single-Family Mortgage Loan Limits effective January 1, 2008: First mortgages One-family loans: $417,000 Two-family loans: $533,850 Three-family loans: $645,300 ... http://mortgageblog.com/fannie-mae/2008-fannie-mae-loan-limits/ 2008 Mortgage Rates http://www.freddiemac.com/dlink/html/PMMS/display/PMMSOutputYr.jsp?year=2008 See Historical Mortgage Rates from 1971 - 2007 Monthly Average Commitment Rate And Points On 30-Year Fixed-Rate Mortgages http://www.freddiemac.com/pmms/pmms30.htm Historical Mortgage Rates in Excel Format 30 yr Mortgage Rates http://www.freddiemac.com/pmms/docs/30yr_pmmsmnth.xls 15 yr Mortgag Rates http://www.freddiemac.com/pmms/docs/15yr_pmmsmnth.xls 5 yr Mortgage Rates http://www.freddiemac.com/pmms/docs/5yr_pmmsmnth.xls 1 yr Mortgage Rates http://www.freddiemac.com/pmms/docs/1yr_pmmsmnth.xls http://mortgageblog.com/mortgage-rates/mortgage-rates-historical-mortgage-rates/ Like the memorable scene from the film Jaws - borrowers, investors and homebuyers fled the mortgage oceans in 2007. Judging by the past week it seems the water looks safe again. We certainly hope it is. One thing the new year calendar year should bring is better ... http://mortgageblog.com/refinance/everybody-back-in-the-ocean/ Nice tool for tracking FED activity from CNN and Money http://money.cnn.com/news/specials/fed/ http://mortgageblog.com/mortgage-rates/federal-reserve-rate-cuts/ Source: BaltimoreSun.com If you can refinance and you can find a flat fee mortgage then you may want to strongly consider the refinance option. Refinancing needs With mortgage rates falling, many consumers are considering refinancing their loans. But the requirements are different in this post-credit crunch. Some things you'll need: • Good credit, ... http://mortgageblog.com/mortgage-rates/10-year-treasury-is-at-2003-levels-time-to-refi/ Overzealous investors trying to flip homes face financial ruin when no buyers emerge for their investment properties. clipped from www.sun-sentinel.comSouth Florida Sun-Sentinel.comPersonal bankruptcies jump 96% in Metro OrlandoPersonal bankruptcy jumps 96% in Orlando The mortgage crisis is affecting borrowers at all income levels. Nearly 7,060 debtors declared insolvency ... http://mortgageblog.com/foreclosures/orlando-bankruptcy-increases/ How to Clean Up the Mortgage Broker Mess: There are a 2 simple yet powerful changes that need to take place for Mortgage Brokers to stay relevant as Congress seeks to take action against the mortgage broker industry. Flat Fee Mortgage Compensation Model Loan Contract 1. Flat Fee Mortgage -removing the agency ... http://mortgageblog.com/mortgage-contract/flat-fee-mortgage-can-it-rescue-the-mortgage-broker-industry/ null http://mortgageblog.com/sub-prime-meltdown/mortgage-crisis-explained/ Just a question but I am starting to think that the mortgage broker model may be broken. Forever. That's a shame too because most of them are good, honest business people. The recent problems in the mortgage business are a case where a few bad apples have ruined ... http://mortgageblog.com/sub-prime-meltdown/is-the-mortgage-broker-doa/ In a follow-up to our prediction in February 2007 - http://mortgageblog.com/mortgage-contract/mortgage-contract-coming-soon/ Mortgage Contract in the works? With the house democrats voting 100% in favor of HR 3915 Mortgage Reform and Anti-Predatory Lending Act of 2007 - it appears that a national mortgage contract is going to be adopted for consumers that ... http://mortgageblog.com/mortgage-contract/mortgage-contract-on-the-way/ clipped from www.prnewswire.com Creates Largest U.S. Mortgage Lender and Servicer CHARLOTTE, N.C., Jan. 11 /PRNewswire/ -- Bank of America Corporation today announced a definitive agreement to purchase Countrywide Financial Corp. in an all-stock transaction worth approximately $4 billion. (Logo: http://www.newscom.com/cgi-bin/prnh/20050720/CLW086LOGO-b) The purchase will make Bank of America the nation's largest ... http://mortgageblog.com/uncategorized/bank-of-america-acquires-countrywide/ Fannie Mae's 2008 Conforming Loan Limit Remains at $417,000 Fannie Mae (FNM/NYSE) announced that its 2008 conforming loan limits would remain at the limits set in 2006 and 2007, as determined by the Office of Federal Housing Enterprise Oversight (OFHEO). OFHEO's full announcement can be found at www.OFHEO.gov. Limits for single-family ... http://mortgageblog.com/jumbo-loans/jumbo-loan-limits-unchanged/ Interesting table below - if you remove Nevada* from the top foreclosure list and slide everyone else up a position you would have a direct correlation between the top 3 foreclosure states and the top 3 mortgage fraud states. 7 of the 10 top mortgage fraud states are on ... http://mortgageblog.com/sub-prime-meltdown/foreclosures-vs-fraud/ With soaring foreclosure reports many imagine families on the street, couches on the curb and the other sad images of home foreclosure. Seems that many foreclosed homeowners may not have ever existed. This FBI Report suggests that many foreclosures are being made on straw buyers - and the foreclosures ... http://mortgageblog.com/sub-prime-meltdown/fbi-report-on-mortgage-fraud/ Freddie Mac is in need of more capital while Countrywide Financial Corp. says it is liquid. And problems at Option One Mortgage Corp., which could soon be shut down, led to yet another executive casualty. Freddie announced today several actions to help shore up capital in response to a $2 billion ... http://mortgageblog.com/freddie-mac/freddie-mac-can-you-spare-2-billion-friend/ This is an infomercial for reverse mortgages but does a nice job of explaining the basics of reverse mortgages. Note/Disclaimer : The ads are added by a third party and we do not endorse any of the advertisers or web sites mentioned in this video. We always recommend you talk ... http://mortgageblog.com/reverse-mortgages/reverse-mortgages-explained/ clipped from www.bloomberg.comU.S. House Prices Decline for First Time Since 1994 (Update1) By Sharon L. Crenson Nov. 29 (Bloomberg) -- U.S. home prices declined for the first time since 1994 in the third quarter as foreclosures increased and lenders tightened mortgage requirements, according to a government ... http://mortgageblog.com/sub-prime-meltdown/housing-data/ Within Reach: Countrywide Home Loans Highlights Tips and Tools to Help Consumers Attain Their Dream Homes November 28, 2007: 12:34 PM EST CALABASAS, Calif., Nov. 28 /PRNewswire/ -- Nearly one in six new mortgages made last year was more than $417,000 (known as jumbo loans) (1), indicating a strong, ongoing demand ... http://mortgageblog.com/jumbo-loans/pr-from-countrywide-dream-homes-jumbo-loans-are-possible/ The Mortgage Reform and Anti-Predatory Lending Act of 2007 Sec. 101. Definitions. Establishes definitions for various terms, including: “mortgage originator,” “qualified nationwide registration regime,” “qualifying state licensing law,” “residential mortgage loan,” and “securitizer.” Sec. 102. Residential mortgage loan origination. Provides that all mortgage originators (including mortgage brokers and depository institutions that originate mortgages) ... http://mortgageblog.com/mortgage-contract/the-mortgage-reform-and-anti-predatory-lending-act-of-2007/ N.Y. AG Andrew Cuomo said Thursday that his office sued First American and its eAppraisalIT unit for alleging colluding with Washington Mutual .... From http://www.nctimes.com/articles/2007/11/01/ap/business/d8sl08m00.txt New York Attorney General Andrew Cuomo said Thursday a major real estate appraisal company colluded with the nation's largest savings and loan companies to inflate the values ... http://mortgageblog.com/legal/andrew-cuomo-sues-first-american/ Do you have a good domain name? By having a domain that matches what you do, you are able to focus the attention of the surfer. They know what to expect before they get there, and you can spend less time explaining yourself. The web already offers too many choices--this ... http://mortgageblog.com/mortgage-marketing/mortgageleadcom-whats-in-a-name/ [rsspara:http://www.mortgagedaily.com/rss.xml] http://mortgageblog.com/uncategorized/mortgage-blog-headlines/ clipped from www.11alive.comLOS ANGELES (AP) -- Countrywide Financial Corp. lost $1.2 billion in the third quarter, but its shares soared Friday after the nation's largest mortgage lender said it expects to be profitable this quarter and next year.It was Countrywide's first quarterly loss in 25 years.But the Calabasas, ... http://mortgageblog.com/uncategorized/countrywide-financial-corp-lost-12-billion-in-the-third-quarter/ clipped from www.therealestatebloggers.comThe Atlanta Journal Constitution is reporting that Michael Vick, the former Atlanta Quarterback and nortorious dog fighter, is selling his Duluth, Georgia home for 4.5 million dollars.The home located at 2927 Darlington Run Duluth, GA has 7 bedrooms and 8.5 baths. The home is located in ... http://mortgageblog.com/uncategorized/michael-vick%e2%80%99s-atlanta-mansion-up-for-sale/ clipped from www.responsiblelending.orgUnder current law, subprime homeowners have two choices: they can get a loan modification, or they can lose their home through foreclosure.? Bankruptcy – the traditional option of last resort– is virtually useless, because current law prevents bankruptcy courts from assisting with the very debt that ... http://mortgageblog.com/uncategorized/sub-prime-mortgages-not-protected-by-bankruptcy-laws/ clipped from www.wlox.comCALABASAS, Calif. (AP) - The nation's largest mortgage lender will begin offering refinancing or modifications on $16 billion in loans whose interest rate is set to adjust by the end of 2008.Countrywide's president and CEO David Sambol says "unprecedented times call for unprecedented remedies." He says ... http://mortgageblog.com/uncategorized/countrywide-refinance-program-for-adjustable-rate-mortgages/ This is not headlines yet but quite an interesting story from the domain space is taking place. Last Friday the domain name Cowboys.com was purchased for $275,000 by the Dallas Cowboys via phone during a live domain auction held by Moniker.com, a domain name registrar. Apparently in a case of ... http://mortgageblog.com/uncategorized/dallas-cowboys-punt-cowboyscom-after-withdrawing-auction-bid/ Steve Forbes speaks at TRAFFIC in Miami, FL - shot from a phone so quality is not too great. Mr Forbes seems to think that the Fed waited a little too long to act but he sees the risk as being spread across many investors and portfolios therefore not ... http://mortgageblog.com/sub-prime-meltdown/steve-forbes-on-sub-prime-mortgage-mess-and-the-fed/ clipped from www.mcall.comThe evolution of the modern mortgageMost people assume home mortgages have been around forever. But it wasn't until the 1930s -- and then thanks to insurance companies and the Federal Housing Administration -- that long-term mortgages for home purchases came to be. Insurance companies, not banks, started ... http://mortgageblog.com/uncategorized/mortgage-history/ Real Mortgage People at Open Houses clipped from www.prweb.comCountrywide Launches America’s Open House Campaign ... http://mortgageblog.com/uncategorized/countrywide-launches-america%e2%80%99s-open-house-campaign/ http://mortgageblog.com/fun-stuff/and-you-thought-mortgage-blogs-were-complicated/ http://mortgageblog.com/mortgage-rates/how-mortgage-rates-work/ Mortgage Reset Data Looks like a busy year for sub-prime adjustable to fixed. This will probably boost the use of 40 year and 50 year fixed mortgages as the exotic products are removed from the market. This chart is from a blog but the original is from Credit Suisse Fixed ... http://mortgageblog.com/mortgage-rates/adjustable-mortgage-resets/ clipped from www.wisn.comNew Home Sales Hit 7-Year LowReport Comes Week After Interest Rate CutPOSTED: 4:32 pm CDT September 27, 2007UPDATED: 4:37 pm CDT September 27, 2007WASHINGTON -- The government reported Thursday that new home sales fell more steeply than expected last month. The decline of more than 8 percent took ... http://mortgageblog.com/uncategorized/home-sales-slowing/ Sub-prime mortgage woes are blamed on conflict of interest by credit agencies says Washington Senators... clipped from www.bradenton.comSeveral members of the Senate Banking Committee questioned rating agency executives about whether they provided advice to investment banks that issue complex mortgage securities tied to subprime home loans."It seems to me ... http://mortgageblog.com/uncategorized/senators-blame-credit-agencies/ Get great free widgets at Widgetbox! http://mortgageblog.com/widgets/more-mortgage-widgets/ Widgets are taking over - here are some I found today Get great free widgets at <a href="http://www.widgetbox.com">Widgetbox</a>! http://mortgageblog.com/widgets/mortgage-widgets/ clipped from news.yahoo.com A fascinating dispute on modern economics -- and the dominant role it plays in our politics - is currently taking place in America's bookstores. ... http://mortgageblog.com/uncategorized/alan-greenspans-bestseller/ Anyone that knows me knows that I am very bullish on the idea of small companies and individuals using the internet to compete with companies of any size - the great thing is that on the internet everyone has the same amount of monitor screen size as everyone else.... What ... http://mortgageblog.com/mortgage-marketing/mortgage-and-real-estate-marketing/ http://blogs.coldwellbanker.com Coldwell Banker has release a corporate blogging platform for their real estate agents to use. The Real Estate Tomato has covered most of the bases in their writings: http://www.typepad.com/t/trackback/881137/17288604 I am not going to pass a judgement on the site at all but I think that is shows the importance of blogs to ... http://mortgageblog.com/real-estate-blogs/coldwell-banker-releases-corporate-blogs/ This breakdown shows that the the cost per funded loan paid to lending tree is over $1900. That is nearly double the amount paid by most mortgage companies that buy leads. clipped from leadcritic.comLendingTree cost per lead $65 success fee $850 conversion rate ... http://mortgageblog.com/uncategorized/why-lending-tree-is-expensive-for-consumers/ clipped from www.kcra.com(ARA) - Rates are up, rates are down. It's a buyer's market, it's a seller's market. If the housing market seems like a roller coaster for would-be buyers, that's because it is. But understanding the most current trends can help buyers know when to get on ... http://mortgageblog.com/uncategorized/home-finance-tips/ clipped from www.msnbc.msn.comWASHINGTON - Federal Reserve Chairman Ben Bernanke told Congress Thursday the credit crisis has created "significant market stress" and offered fresh assurances that regulators would take steps to curb fallout related to the mortgage mess.   http://mortgageblog.com/uncategorized/fed-chairman-remarks/ clipped from www.msnbc.msn.comNEW YORK - Sales of existing homes, depressed by turmoil in credit markets, fell for a sixth straight month in August, pushing activity to the lowest point in five years an industry trade group said Tuesday. A separate report showed that t he nationwide decline in home ... http://mortgageblog.com/uncategorized/home-sales/ News about Countrywide. http://mortgageblog.com/mortgage-rates/mortgage-wall-on-mortgage-rates/ A new service has been launched called MortgageBlogs.com. MortgageBlogs.com is a visual directory of Mortgage Blogs - allowing users to find Mortgage Blogs by the author's location. Using a map of the United States or the ability to click on a state name category shows the mortgage blogs listed by ... http://mortgageblog.com/mortgage-blogs/mortgage-blogs-mortgageblogscom/ Wal-Mart to offer Mortgages Walmart Mortgages Note: click on movie below to launch player. http://mortgageblog.com/mortgage-marketing/walmart-mortgages-wal-mart-to-offer-mortgages/ Just found a great new resource for managing your telephone via the web. GrandCentral.com allows you to create a *NEW* phone number and then manage where that phone number will ring. As an example I can create a local 404 area code phone number and then have that number ring ... http://mortgageblog.com/mortgage-techies/phone-management/ Found a great site discussing mortgage leads and the pitfalls of certain companies within the industry.... http://leadcritic.com http://mortgageblog.com/mortgage-marketing/buying-mortgage-leads/ Mortgage Contract in the works? In testimony on Capitol Hill yesterday the idea of creating a 1 page disclosure document signed by both the borrower and the loan originator was proposed by Alex J. Pollock, Resident Fellow, American Enterprise Institute. From an article on BrokerNewswire To educate borrowers, Pollock introduced the ... http://mortgageblog.com/mortgage-contract/feds-propose-a-mortgage-contract/ Ben Stein says there is no sub-prime crisis Watch here... http://www.cbsnews.com/sections/i_video/main500251.shtml?id=2582087n http://mortgageblog.com/sub-prime-meltdown/bueller-bueller-bueller/ This is not what this was intended for but what the heck.... these are mortgage bloggers and real estate bloggers from the Active Rain community. Mouse over them for a zoom and then click the photo and then see this item online to see their profile... this was designed ... http://mortgageblog.com/mortgage-blogs/celebrity-mortgage-bloggers-and-real-estate-bloggers/ No this is not a blog entry about a new CBS drama series but instead a lurid tale of New Century the poster child of abuse for the sub-prime mortgage industry. Writing in his blog a supposedly ex-employee of New Century writes of sexual harrassment, mortgage fraud, Las Vegas ... http://mortgageblog.com/mortgage-blogs/scandalous-tales-of-sex-lies-and-thievery/ Reading many of my favorite mortgage blogs lately it seems everyone is pointing fingers regarding the "sky is falling" attitude of many mortgage industry participants and pundits. National news media and the channels like CNBC mention the subprime mortgage crisis every 15 minutes.... perhaps this could be a new ... http://mortgageblog.com/uncategorized/fingers-point-as-the-sky-is-falling/ I recently offered free mortgage blogs on my site www.mortgageblogs.com. Unfortunately things didn't work out that well. Most of the people that took advantage of the free service set up spam sites filled with keyword stuffing for all the various non-sense that is the world of internet spam ... http://mortgageblog.com/mortgage-blogs/free-mortgage-blogs/ Bloggers Connect Tuesday, July 31 – Wednesday, August 1 San Francisco (where else?) Real estate bloggers from around the globe are gathering in San Francisco for a two-day real estate blogging networking event. Enjoy face time with your colleagues in the real estate blogosphere including ample party and networking time along with sessions ... http://mortgageblog.com/real-estate-blogs/real-estate-blogging-event/ A new service called BringTheBlog promotes the ability to blog without blogging! From their web site "Stop Worrying About "Having Time To Blog" Every business day, we post new, consumer-focused content to your blog for you. That way, you never have to worry about your blog going "stale" when you don't ... http://mortgageblog.com/mortgage-blogs/have-a-mortgage-blog-without-having-to-blog/ The newest thing I have heard is the development of a special search engine just for Mortgage Blogs. This is a meta search that will search all the mortgage blogs out there and return results that match the search criteria.... sounds like a nice tool if this works. I ... http://mortgageblog.com/mortgage-blogs/mortgage-blog-search-engines/ Mortgage fraud, predatory lending and bad conduct by mortgage originators remains a hot topic amongst politicians, regulators, consumer watchdogs and the media. It would appear that the ultimate conclusion is the requirement of a legal mortgage agreement, a mortgage contract or loan contract, signed by both the borrower and ... http://mortgageblog.com/mortgage-contract/mortgage-contract-coming-soon/ Mortgage brokers have a tough time. Rate changes, legislation, virtual lenders , massive banks competing with them, realtors adding in house mortgage services - hey its tough and getting tougher. A mortgage blog may be a great way to break through the noise and allow the mortgage broker ... http://mortgageblog.com/mortgage-blogs/why-a-mortgage-blog-is-a-good-idea/ Interesting chart from Freddie Mac shows historical 30 yr mortgage loan rates since 1971 - For those of you that think rates are high this might help with some perspective - note Fall of 1982 and Winter of 1982 http://www.freddiemac.com/pmms/pmms30.htm http://mortgageblog.com/mortgage-rates/historical-30-yr-rates/